Small Business

Default or non-payment is a major risk faced by small businesses while selling goods or services with deferred terms of payment.  This risk pertains to both domestic and foreign buyers.  Default or non-payment may lead to company’s insolvency, and, consequently, to its bankruptcy.  Small enterprises or companies commencing business activities are the ones particularly vulnerable.  With a limited capital at their disposal, small entrepreneurs are forced to engage all financial resources in order to maintain presence on the market.

Trade receivables insurance is a reliable method of protecting companies trading on credit terms i.e. with deferred terms of payment.  We offer following types of insurance:

• Europolicy – an excellent insurance facility for small companies commencing their business activities, or those working on a small scale with both domestic and foreign buyers (except for buyers based in Belarus, Russia and Ukraine)
• Package Policy – insurance facility best suited for companies working on the domestic and foreign markets, allowing to cover an entire portfolio of receivables with a single insurance policy
• Policy for the East – a unique insurance solution for companies trading with the so-called Eastern markets, such as Belarus, Russia or Ukraine
• New Markets – insurance facility tailored for companies entering new markets or promoting new goods and services abroad

Our insurance facilities are supplemented by a range of bonds, which facilitate the performance of contracts:

• Domestic Bonds
• Export Bonds
• Customs and Excise Bonds